[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dnh.sk\/ako-postupovat-ked-sa-peniaze-poslali-na-zly-ucet\/#Article","mainEntityOfPage":"https:\/\/www.dnh.sk\/ako-postupovat-ked-sa-peniaze-poslali-na-zly-ucet\/","headline":"Ako postupova\u0165, ke\u010f sa peniaze poslali na zl\u00fd \u00fa\u010det","name":"Ako postupova\u0165, ke\u010f sa peniaze poslali na zl\u00fd \u00fa\u010det","description":"V niektor\u00fdch pr\u00edpadoch m\u00f4\u017ee relat\u00edvne \u013eahko nasta\u0165 nepr\u00edjemn\u00e1 situ\u00e1cia, v ktorej nedopatren\u00edm po\u0161leme peniaze na cudz\u00ed \u00fa\u010det, respekt\u00edve nie na \u00fa\u010det o\u010dak\u00e1van\u00e9ho pr\u00edjemcu, ale osobe, s ktorou nem\u00e1me ni\u010d spolo\u010dn\u00e9. Nastane nepr\u00edjemn\u00fd moment a zbyto\u010dn\u00e1 strata pre obe strany, naopak t\u00e1 tretia pr\u00edde k peniazom bez z\u00e1sluhy. Ako potom tak\u00fdto probl\u00e9m vyrie\u0161i\u0165? Ako z\u00edska\u0165 peniaze...","datePublished":"2018-08-23","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.dnh.sk\/author\/#Person","name":"","url":"https:\/\/www.dnh.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dnh.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dnh.sk\/wp-content\/uploads\/img_a292324_w2009_t1540305109.jpg","url":"https:\/\/www.dnh.sk\/wp-content\/uploads\/img_a292324_w2009_t1540305109.jpg","height":0,"width":0},"url":"https:\/\/www.dnh.sk\/ako-postupovat-ked-sa-peniaze-poslali-na-zly-ucet\/","wordCount":406,"articleBody":"V niektor\u00fdch pr\u00edpadoch m\u00f4\u017ee relat\u00edvne \u013eahko nasta\u0165 nepr\u00edjemn\u00e1 situ\u00e1cia, v ktorej nedopatren\u00edm po\u0161leme peniaze na cudz\u00ed \u00fa\u010det, respekt\u00edve nie na \u00fa\u010det o\u010dak\u00e1van\u00e9ho pr\u00edjemcu, ale osobe, s ktorou nem\u00e1me ni\u010d spolo\u010dn\u00e9. Nastane nepr\u00edjemn\u00fd moment a zbyto\u010dn\u00e1 strata pre obe strany, naopak t\u00e1 tretia pr\u00edde k peniazom bez z\u00e1sluhy. Ako potom tak\u00fdto probl\u00e9m vyrie\u0161i\u0165? Ako z\u00edska\u0165 peniaze sp\u00e4\u0165 a posla\u0165 ich dohodnut\u00e9mu pr\u00edjemcovi? Za prv\u00e9 m\u00f4\u017eeme stihn\u00fa\u0165 vzniknutej \u0161kode zabr\u00e1ni\u0165 my sami, za druh\u00e9 sa m\u00f4\u017eeme spo\u013eahn\u00fa\u0165 na dobr\u00fd skutok pr\u00edjemcu a \u010daka\u0165, \u017ee peniaze po\u0161le obratom sp\u00e4\u0165, za tretie z\u00e1le\u017eitos\u0165 rie\u0161i\u0165 s\u00fadnou cestou, za \u0161tvrt\u00e9 po\u017eiada\u0165 o pomoc banku. Najre\u00e1lnej\u0161ie v\u0161ak p\u00f4sob\u00ed prv\u00e1 mo\u017enos\u0165, popr\u00edpade posledn\u00e1, \u0161tvrt\u00e1. Pre za\u010diatok by bolo na mieste e\u0161te raz overi\u0165, \u010di boli zadan\u00e9 \u00fadajne naozaj chybn\u00e9. N\u00e1sledne sa pozrie\u0165 do zoznamu pl\u00e1nov\u00fdch platieb \u010di do zoznamu polo\u017eiek v stave \u010dakania na vykonanie. Pokia\u013e doty\u010dn\u00fa transakciu zbad\u00e1te a pri nej pozn\u00e1mku, \u017ee platba e\u0161te nebola vykonan\u00e1, v takom pr\u00edpade m\u00f4\u017eete omyl napravi\u0165 r\u00fdchlym ozna\u010den\u00edm mo\u017enosti „zru\u0161i\u0165“. Popr\u00edpade sk\u00fasi\u0165 zavola\u0165 na z\u00e1kazn\u00edcku linku Va\u0161ej banky a mo\u017en\u00fa transakciu r\u00fdchlo odhl\u00e1si\u0165. V tom hor\u0161om pr\u00edpade, ak sa u\u017e suma pohybuje na \u00fa\u010det a platba bola vykonan\u00e1, e\u0161te m\u00f4\u017eeme probl\u00e9m napravi\u0165 troma cestami. Aj v tomto pr\u00edpade sk\u00fasi\u0165 zavola\u0165 na z\u00e1kazn\u00edcke \u010d\u00edslo Va\u0161ej banky, posla\u0165 jej e-mail, alebo postupova\u0165 p\u00edsomne. V pr\u00edpade p\u00edsomnej formy sta\u010d\u00ed list odosla\u0165 na najbli\u017e\u0161iu pobo\u010dku banky a v pr\u00edlohe listu posla\u0165 i k\u00f3piu dokladu o mo\u017enej chybe (fakt\u00fara, v\u00fdpis z \u00fa\u010dtu, zmluvn\u00e9 ustanovenie). List alebo e-mail by mal obsahova\u0165 aj potrebn\u00e9 inform\u00e1cie ako: Va\u0161e \u010d\u00edslo \u00fa\u010dtu, \u010d\u00edslo \u00fa\u010dtu neprav\u00e9ho pr\u00edjemcu, stanoven\u00fa \u010diastu, variabiln\u00fd, kon\u0161tantn\u00fd a \u0161pecifick\u00fd symbol. Poplatok za odstr\u00e1nenie chyby m\u00f4\u017ee predstavova\u0165 10 eur, v pr\u00edpade zahrani\u010dnej transakcie 15-20 eur. Ak ste teda niekomu omylom poslali povedzme 15 eur, sa tento postup zrejme neoplat\u00ed podstupova\u0165. Naopak pokia\u013e ide o vy\u0161\u0161iu \u010diastku, probl\u00e9m treba rie\u0161i\u0165 najlep\u0161ie t\u00fdmto sp\u00f4sobom.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako postupova\u0165, ke\u010f sa peniaze poslali na zl\u00fd \u00fa\u010det","item":"https:\/\/www.dnh.sk\/ako-postupovat-ked-sa-peniaze-poslali-na-zly-ucet\/#breadcrumbitem"}]}]