[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dnh.sk\/ako-co-najlepsie-zostavit-domaci-rozpocet\/#Article","mainEntityOfPage":"https:\/\/www.dnh.sk\/ako-co-najlepsie-zostavit-domaci-rozpocet\/","headline":"Ako \u010do najlep\u0161ie zostavi\u0165 dom\u00e1ci rozpo\u010det?","name":"Ako \u010do najlep\u0161ie zostavi\u0165 dom\u00e1ci rozpo\u010det?","description":"Jedn\u00fdm z\u00a0hlavn\u00fdch a\u00a0nesmierne d\u00f4le\u017eit\u00fdch pilierov v\u00a0dom\u00e1cnosti je funguj\u00faci rodinn\u00fd rozpo\u010det. Ako sme u\u017e spomenuli, ma\u0165 preh\u013ead o\u00a0v\u0161etk\u00fdch v\u00fddavkoch v\u00a0rodine je potrebn\u00e9, aby rodina mohla zdravo fungova\u0165. Najm\u00e4 z\u00a0dlhodob\u00e9ho h\u013eadiska by sme mali vedie\u0165, kam sa penia\u017eky tak r\u00fdchlo kot\u00fa\u013eaj\u00fa a\u00a0\u010di je nutn\u00e9 za\u010da\u0165 \u0161etri\u0165 viac alebo si m\u00f4\u017eeme dovoli\u0165 tro\u0161ku povoli\u0165 opasok. Ur\u010dite v\u00e1m odpor\u00fa\u010dame...","datePublished":"2019-07-25","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.dnh.sk\/author\/#Person","name":"","url":"https:\/\/www.dnh.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dnh.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dnh.sk\/wp-content\/uploads\/img_a305239_w16816_t1566480798.jpg","url":"https:\/\/www.dnh.sk\/wp-content\/uploads\/img_a305239_w16816_t1566480798.jpg","height":0,"width":0},"url":"https:\/\/www.dnh.sk\/ako-co-najlepsie-zostavit-domaci-rozpocet\/","about":["Financie"],"wordCount":472,"articleBody":"Jedn\u00fdm z\u00a0hlavn\u00fdch a\u00a0nesmierne d\u00f4le\u017eit\u00fdch pilierov v\u00a0dom\u00e1cnosti je funguj\u00faci rodinn\u00fd rozpo\u010det. Ako sme u\u017e spomenuli, ma\u0165 preh\u013ead o\u00a0v\u0161etk\u00fdch v\u00fddavkoch v\u00a0rodine je potrebn\u00e9, aby rodina mohla zdravo fungova\u0165. Najm\u00e4 z\u00a0dlhodob\u00e9ho h\u013eadiska by sme mali vedie\u0165, kam sa penia\u017eky tak r\u00fdchlo kot\u00fa\u013eaj\u00fa a\u00a0\u010di je nutn\u00e9 za\u010da\u0165 \u0161etri\u0165 viac alebo si m\u00f4\u017eeme dovoli\u0165 tro\u0161ku povoli\u0165 opasok.Ur\u010dite v\u00e1m odpor\u00fa\u010dame zapisova\u0165 si va\u0161e v\u00fddavky na papier, pr\u00edpadne si m\u00f4\u017eete vytvori\u0165 excelovsk\u00fa tabu\u013eku. Mo\u017eno sa v\u00e1m to zo za\u010diatku bude zda\u0165 otravn\u00e9, ale uchova\u0165 si ka\u017ed\u00fd blo\u010dek je fajn, aby ste vedeli, na \u010dom ka\u017ed\u00fd mesiac stoj\u00edte. \u010casom sa v\u00e1m tieto zaznamen\u00e1vania bud\u00fa zda\u0165 ove\u013ea rozumnej\u0161ie a\u00a0bud\u00fa v\u00e1m d\u00e1va\u0165 zmysel a\u00a0napokon ocen\u00edte, \u017ee ste si to zapisovali. Mo\u017eno uvid\u00edte, \u017ee m\u00ed\u0148ate na zbyto\u010dnosti alebo utr\u00e1cate pr\u00edli\u0161 ve\u013ea pe\u0148az\u00ed na veci, ktor\u00e9 sa daj\u00fa k\u00fapi\u0165 i\u00a0lacnej\u0161ie.Okrem toho je d\u00f4le\u017eit\u00e9 pozna\u010di\u0165 si v\u0161etky \u010dist\u00e9 pr\u00edjmy, ktor\u00e9 ako rodina m\u00e1te. Okrem v\u00fdplaty to m\u00f4\u017ee by\u0165 i\u00a0zisk z\u00a0n\u00e1jomn\u00e9ho, soci\u00e1lne d\u00e1vky alebo in\u00e9 bonusy, ktor\u00e9 z\u00edskavate. N\u00e1sledne je nutn\u00e9 odr\u00e1ta\u0165 od tohto \u010d\u00edsla v\u0161etky povinn\u00e9 platby, to znamen\u00e1 hypot\u00e9ku, n\u00e1jomn\u00e9, plyn, elektrina a\u00a0podobne mesa\u010dn\u00e9 nevyhnutn\u00e9 v\u00fddavky. Ostane v\u00e1m suma, s\u00a0ktorou m\u00f4\u017eete disponova\u0165. Nutn\u00e9 je tie\u017e zar\u00e1ta\u0165 mesa\u010dn\u00e9 v\u00fddavky na jedlo a\u00a0tie\u017e pre deti, \u0161koln\u00e9 a\u00a0podobne.V\u00fdsledn\u00e1 suma je t\u00e1, z\u00a0ktorej m\u00f4\u017eete u\u0161etri\u0165, pr\u00edpadne vyu\u017ei\u0165 na svoje osobn\u00e9 \u00fa\u010dely. Nemali by ste \u00eds\u0165 ale do m\u00ednusu! Treba sa \u010do najlep\u0161ie ak je to mo\u017en\u00e9, vyh\u00fdba\u0165 dl\u017eob\u00e1m.Odpor\u00fa\u010dame si n\u00e1js\u0165 vo va\u0161om sporen\u00ed syst\u00e9m. \u010co to znamen\u00e1? M\u00f4\u017eete si peniaze rozdeli\u0165 na hlavn\u00e9 a\u00a0ved\u013eaj\u0161ie. Tie hlavn\u00e9 bud\u00fa predstavova\u0165 skuto\u010dne len to, \u010do mus\u00edte zaplati\u0165. A\u00a0ved\u013eaj\u0161ie na zvy\u0161ok, napr\u00edklad kult\u00farny \u017eivot, oble\u010denie a\u00a0podobne. Ak je to mo\u017en\u00e9, odr\u00e1tajte si aj mesa\u010dn\u00fa sumu, ktor\u00fa budete \u0161etri\u0165. Ak zist\u00edte, \u017ee na nie\u010do, napr\u00edklad oble\u010denie m\u00ed\u0148ate ve\u013ea, sk\u00faste \u00eds\u0165 na bud\u00face na n\u00e1kup s\u00a0t\u00fdm, \u017ee miesto troch tri\u010diek si k\u00fapite u\u017e len jedno. V\u0161etko si, samozrejme, zo za\u010diatku st\u00e1le zapisujte.Ver\u00edme, \u017ee t\u00fdmto sp\u00f4sobom v\u00e1m aspo\u0148 tro\u0161ku pom\u00f4\u017eeme v\u00a0udr\u017eiavan\u00ed si zdrav\u00e9ho rodinn\u00e9ho rozpo\u010dtu.                                                                                                                                                                                                                                                                                                                                                                                        3.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako \u010do najlep\u0161ie zostavi\u0165 dom\u00e1ci rozpo\u010det?","item":"https:\/\/www.dnh.sk\/ako-co-najlepsie-zostavit-domaci-rozpocet\/#breadcrumbitem"}]}]